I've just been reading through some of the blogs I subscribe to. The pet blogs from the Northern Hemisphere mention the cold and bluster of the autumn/fall and the approaching winter season. I'm imagining the beauty of snow clad landscapes, warmly wrapped families and pets, hot chocolate and sparkling early evening lights. Having only experienced autumn and winter like this once many years ago, it's a stretch of my imagination as I sit with brilliant sunshine, 30+ degree heat and high humidity, heading into my wet tropical Southern Hemisphere summer.
With our spring comes the waking and movement of beasties such as snakes, paralysis ticks and cane toads which are a real danger to pets in my area. Not all snakes around here are venomous, but we do have one or two of the most venomous in the world, the Eastern Brown Snake and in particular, the Taipan. I have a National Park on my back boundary, and snakes slither through my yard on occasion. This area is also paralysis tick heaven, and because I have a garden pond, cane toads are attracted to my place as well.
Paralysis ticks can kill your pet within days, as can cane toads, which have poison glands on their heads.
I therefore have Pet Insurance, which covers Winnie and Hunny in case of accidents and emergencies. I had started Pet Insurance with my previous dog Lea, and I'm thankful I did, because there were several occasions later in her life when it was a financial life saver. So naturally, when the girls arrived home, cover for them was arranged within a week. And it has already paid off for Hunny, who had a paralysis tick when she was about 6 months old. She had to stay overnight at the vet clinic, and all up with medications and care the bill came to around $500. For a cash strapped writer, that was a big deal!
There are many types of pet health insurance, and many levels of cover. I have Optional Pet Cover with my Home and Contents Insurance, and it costs about an extra $10 per month. It's attached to the premium, so I don't notice the extra, as I pay by the month. Pet Health Cover is available everywhere now. Through your Vet, Life Insurance, (R)SPCA, online, etc and there are usually basic, medium and high levels of cover.
So whatever season you're heading into, if you have insurance for your own health but not your pet, why not have a look around and see whats on offer? You may be surprised how good it can be.
The Backyard, where Winnie and Hunny Explore, Play and Live. Next week, an update on "Labradoodle Fun and Facts".
Until Monday, have a wonderful weekend everyone.
Leonie, Hunny and Winnie.